Legal Information& Policies

Important legal documents, terms of service, privacy policy, and risk disclosures for UBC Real Financial Services.

Last updated: August 2025 • Please review these documents carefully

Website Terms & Conditions

Access & Use of the Website

Please read these terms and conditions carefully before using our website and financial services.

Website Access & Use Agreement

The user of the website agrees to be bound by the terms and conditions stated here and those arising from use of the website, at any time, in any location, and in accordance with the entity with which the user will proceed to open accounts with. This agreement is evidenced by accessing and/or using the website and the services and products so offered. Any access to the website, or any portion thereof, including the products and services that are available via the website, may be suspended, modified, amended, or terminated at UBC Real Financial Services' sole discretion.

User Responsibilities

The user is responsible for keeping up with any information and/or changes to the website as UBC Real Financial Services reserves the right to make changes to the terms and conditions, information, and materials contained within the website at any time and without prior notice. The user is in charge of ensuring compliance with all applicable laws, rules, regulations, and directives in the nation where they reside. Other unauthorized use of the website or any illegal actions connected to the website will be held accountable to the website user.

Legal Compliance & Jurisdiction

The user acknowledges and agrees that the website does not constitute an offer to buy or a solicitation of an offer to sell any items or services to any (legal) person in any jurisdiction where such offer would be in violation of applicable local laws. Since it is the user's responsibility to adhere to applicable laws, the user agrees to keep UBC Real Financial Services blameless from any and all consequences, damages, and liabilities that may result from such prohibitions.

Limitation of Liability

Access to the website and/or any of the products and services may not always be readily available in all countries or at all times, according to UBC Real Financial Services. Any use of the Website and/or inability to use any of the products and/or services will not subject UBC Real Financial Services to liability for consequential, incidental, special, punitive, or exemplary damages of any kind. Likewise, UBC Real Financial Services will not be responsible to the User for any lost profits, trading losses, damages that may result from use of the Website and/or loss of use of third-party content, any inconvenience and/or delay, including any loss relating to time.

Important Notice

These terms and conditions are legally binding. By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these terms. If you do not agree with any part of these terms, you should not use our services.

Investment involves substantial risk and is not suitable for all investors. Past performance is not indicative of future results.